全球十大外围足球平台
和投资者服务

买房子的6个步骤

买房子

买房听起来很复杂, 而是在路易斯维尔的荷马河集团, 我们让这个过程尽可能简单. Our expert agents will guide you through the entire process of buying a house. 通往你家的路看起来还很远, but here are the six steps to get you in your dream home.

第一步:雇佣你的经纪人

一旦你决定冒险买房, it is crucial to find the agent that will take all your needs into consideration and find you the ideal property at the best price. 买房可能会让人感到困惑和压力, but your 全球十大外围足球平台River Group® Louisville agent will provide the services to take unneeded stresses off you and provide expert counsel to find you the best home.

Your 全球十大外围足球平台River Group® Louisville agent will place a focus on 5 important factors:

  1. 让你了解市场的现状.
  2. Guide you to homes that fit your criteria, budget, and needs.
  3. Negotiate on your behalf to get you the best deal possible.
  4. 反复检查文书工作和截止日期.
  5. Provide consistent support and council when working with other professionals and agencies.

第二步:确保融资

以使融资过程尽可能无痛, ask your agent to introduce you to their preferred financing consultant. This professional will work with you and your agent to make sure the financial aspect of buying a home is stress free.

This financial consultant should provide you with 5 primary services:

  1. 回顾你当前的财务状况.
  2. Discuss the financial options available to you during the home purchasing process.
  3. 引导你找到一个合适的价格点.
  4. Negotiate on your behalf to get you the best deal – price, interest rates, loan approval.
  5. Keep you informed and updated of the entire financial process throughout your purchase.

第三步:找到你的家

查询我们的服务

So you’ve met with your trusted advisors, and now you’re ready to begin your search. 但你该如何开始,从哪里开始? 外面有很多家庭, and diving in without a guide can become overwhelming and confusing. Your 全球十大外围足球平台River Group® Louisville agent will help you more accurately pinpoint homes that fit your criteria. The right home will meet all your important needs, and as many of your additional wants as possible.

你可能会问自己的最重要的问题是:

  1. 什么设施对你和你的家人是至关重要的?
  2. 你需要多少空间,为什么?
  3. 哪个更重要:位置还是大小?
  4. 你想要一套可以入住的房子还是一套需要修缮的房子?
  5. 房屋价值增值有多重要?
  6. 你想生活在一个社区协会吗?
  7. 你的新房子有哪些特点是不能商量的?

These are just some of the criteria your 全球十大外围足球平台River Group® Louisville agent can search by. 把这些重要的品质牢记在心.

第四步:提出建议

When making an offer on your dream home, it’s important to remember that a home is an investment. Your agent can give you information on other properties in the neighborhood to help you ensure you make an informed decision when it comes to price. Look to your agent to explain and guide you through the offer process. Your agent will also provide you with improvements and pitfalls, if any, within your prospect home. This way you’ll know what you are getting into before you complete the purchase

Some things to consider when deciding on the best price point are:

  1. List price – Start with the price point the home is listed at. This will give you a base when looking at the home’s value.
  2. Market Analysis – Your agent will give you an idea of comparable home values in the neighborhood to ensure the price point is accurate.
  3. Improvements – Your agent can give you a list of improvements made to the home to determine its market value.

步骤5:关闭

Once you’ve determined a price point you’re comfortable with, you’re in the “home” stretch! In order to ensure you avoid putting property purchase at risk, 请记住购买的三个重要因素:

  1. Staying in control of your credit and finances – Do not make any large purchases during this time. It’s important to keep your financials steady throughout the buying process. 向你的财务顾问寻求指导.
  2. Keeping in touch with your agent and financial consultant – It’s important to stay in constant communication with your 全球十大外围足球平台River Group® Louisville agent and financial guide during this process. Be sure to return all phone calls and complete paperwork promptly.
  3. 不要害怕问问题. Your 全球十大外围足球平台River Group® Louisville team is here to assist you and it is crucial that you are comfortable with the buying process and the services you are provided.

第六步:保护你的投资

祝贺你,欢迎回家! Now that the home buying process is complete, it is time to shift your focus to property maintenance. It is in your best financial interest to protect your investment for years to come with a little effort upfront. Performing routine maintenance on your home is always more affordable than having to fix big problems later.

Even though your 全球十大外围足球平台River Group® Louisville agent has found you the perfect home, your relationship with 全球十大外围足球平台River Group® Louisville can continue! Our in-house property service team can give you the best pricing on continued maintenance and services for your home. Contact your 全球十大外围足球平台River Group® Louisville agent and customer service team whenever you need further assistance and we will be glad to help you protect, 护理, 在未来的岁月里享受你梦想中的家!